Discover Your Net Worth by Gidget Giardino

Ok. So, when you think of your net worth I bet you kind of pull your eyebrows together and maybe even wrinkle your nose a bit. You see, most people have no real idea of what their net worth is. If you fall in that boat here is where I come in.


WHAT ARE YOUR ASSETS?

How much money do you have in the bank? Write the dollar amount you have in your checking account and then under that write the amount you have in savings. Add them together. Now, look at any restricted access you have to finances such as CDs, IRAs, or 401 (k) and add that to your tally. Then, include your physical assets. These include anything you can sell quickly if you had to such as a home, car or personal items of value. You can use your tax bill to determine your home value, and use Kelly Blue book for your vehicles. Take all those figures and add them together.


WHAT ARE  YOUR LIABILITIES?

To whom do you currently owe money? Things you owe money for right now, like rent, your car payment, or utilities are known as your current liabilities. Now, add in whom you owe money to over the next 1 to 5 years. Write down things like your car loan and credit card debt. These are your intermediate liabilities. And, of course, you must figure your long term liabilities. To whom do you owe money beyond 5 years?  Here is where you'd list your mortgage and/or student loans, etc.


YOUR NET WORTH.

Once you have added up all your assets and added up all our liabilities; you determine your net worth by subtracting your liabilities from your assets.

If you don't like what you see, and you want to raise your net worth, you will need to increase assets or choose assets that grow. (Preferably both.) You can also improve your net worth by reducing your debts.
Sounds like a no-brainer, huh? But, right about now you're thinking... How the heck am I going to reduce debt (liabilities) and/or build up my savings account (assets)? Again, here is where I come in.

I have acquired a reputation for helping others build a successful home-based business without all the hassles. We work together as a team toward your monetary goal, and when I say together, I mean together. Follow a simple system on a consistent basis and your net worth will improve. Sounds easy? It actually is. But, don't take my word for it... Do it and you'll soon see for yourself.

Don't Make Assumptions by Gidget Giardino

Don't make assumptions. Boy, that statement could not be more true. 


You've probably done it yourself more than a hundred times. I know I have. But, in reading the book The Four Agreements, I am seeing the error of my ways and have been thinking about the instances where I ASSumed something about someone and was shocked to learn how wrong I was.


In my young entrepreneurial days I belonged to the Fort Lauderdale Kiwanis Club. We were having a lunch meeting at Red Lobster (when there used to be one on 17th Street Causeway.) My dad and I had just pulled into the parking lot and parked our car when an old clunker of a Station Wagon pulled in beside us. I watched in disbelief as a man got out and walked over to greet my father. The man had on 1970's clothing, and this was in the late 1980's. There were little holes in his collared shirt and the pants were stained and a bit tattered around the bottoms. 


I had assumed he was there for some other reason and NOT for our Kiwanis meeting. But, he walked in with us and, as it turned out, was seated right next to me. The topic of this particular meeting was a project to collect donations for children whose parents could not afford eyeglasses for them and for children in the foster care system. We developed a plan for accomplishing our goal and ended the meeting. As we sat around chit chatting with each other I witnessed something I've never seen before. The man who came in with us and sat next to me, the same one who looked as if he could not even afford the lunch he had just consumed, pulled out his checkbook and wrote a check in the amount of $10,000. 


Needless to say, I almost fell off my chair. 


I could not wait to get out of there to ask my dad who the heck that was! What I learned was the man was a multi-millionaire. Some relative had invented a filament of some sort that was used in creating the flash for cameras and he received royalty checks from that invention. He himself was a simple man who did not feel it necessary to walk around keeping up appearances. Rather, he chose to do good with his fortune and live a very modest lifestyle. 


The lesson stuck with me, but somewhere along the line it's message was watered down by time and influence. So, now that I am building a Network Marketing business it has come to light that making assumptions is detrimental to my financial growth, and more importantly... it's detrimental to others as well!


Don't make assumptions. 

Stevie Wonder Is A Financial Genius by Gidget Giardino

Remember Stevie Wonder’s hit, “I just called to say I love you.  I just called to say how much I care.   And I mean it from the bottom of my heart.”    Can you imagine everyone eager and ready to talk to people every day because they care?


That is exactly what this business is about. The willingness to show someone you care by offering them a look see. It's much more than recommending a good book you've read or good restaurant you've enjoyed. This is the ability to help others in a way more grand than that.


Just think, if you shared something with someone and it positively changed their life forever, you'd feel an immense sense of elation. The satisfaction of knowing you helped by being the messenger of an opportunity with perks for improved health and financial growth is something I hope you will become familiar with soon.


Does this sound good to you? Any of it? If so, drop me a line or give me a call. An introduction is necessary. And, yes, from the bottom of my heart, I do care.


gidget.giardino@gmail.com
954-873-3191

Planting Seeds For Your Future

What are you planting? – A Story

by Connie Mcknight 
Here’s a story to inspire you to be the best you possibly can. I hope you enjoy it, and like Jim, admit it didn’t work.

A successful business man was growing old and knew it was time to choose a successor to take over the business.

Instead of choosing one of his Directors or his children, he decided to do something different. He called all the young executives in his company together.

He said, “It is time for me to step down and choose the next CEO. I have decided to choose one of you. “The young executives were Shocked, but the boss continued. “I am going to give each one of you a SEED today – one very special SEED. I want you to plant the seed, water it, and come back here one year from today with what you have grown from the seed I have given you.
I will then judge the plants that you bring, and the one
I choose will be the next CEO.”

One man, named Jim, was there that day and he, like the others, received a seed. He went home and excitedly, told his wife the story. She helped him get a pot, soil and compost and he planted the seed. Everyday, he would water it and watch to see if it had grown. After about three weeks, some of the other executives began to talk about their seeds and the plants that were beginning to grow.

Jim kept checking his seed, but nothing ever grew.

Three weeks, four weeks, five weeks went by, still nothing.

By now, others were talking about their plants, but Jim didn’t have a plant and he felt like a failure.

Six months went by — still nothing in Jim’s pot. He just knew he had killed his seed. Everyone else had trees and tall plants, but he had nothing. Jim didn’t say anything to his colleagues, however, he just kept watering and fertilizing the soil – He so wanted the seed to grow.

A year finally went by and all the young executives of the company brought their plants to the CEO for inspection.

Jim told his wife that he wasn’t going to take an empty pot. But she asked him to be honest about what happened. Jim felt sick to his stomach, it was going to be the most embarrassing moment of his life, but he knew his wife was right. He took his empty pot to the board room. When Jim arrived, he was amazed at the variety of plants grown by the other executives. They were beautiful — in all shapes and sizes. Jim put his empty pot on the floor and many of his colleagues laughed, a few felt sorry for him!

When the CEO arrived, he surveyed the room and greeted his young executives.

Jim just tried to hide in the back. “My, what great plants, trees and flowers you have grown,” said the CEO. “Today one of you will be appointed the next CEO!”

All of a sudden, the CEO spotted Jim at the back of the room with his empty pot. He ordered the Financial Director to bring him to the front. Jim was terrified. He thought, “The CEO knows I’m a failure! Maybe he will have me fired!”

When Jim got to the front, the CEO asked him what had happened to his seed – Jim told him the story.

The CEO asked everyone to sit down except Jim. He looked at Jim, and then announced to the young executives, “Behold your next Chief Executive Officer!

His name is Jim!” Jim couldn’t believe it. Jim couldn’t even grow his seed.

“How could he be the new CEO?” the others said.

Then the CEO said, “One year ago today, I gave everyone in this room a seed. I told you to take the seed, plant it, water it, and bring it back to me today. But I gave you all boiled seeds; they were dead – it was not possible for them to grow.

All of you, except Jim, have brought me trees and plants and flowers. When you found that the seed would not grow, you substituted another seed for the one I gave you. Jim was the only one with the courage and honesty to bring me a pot with my seed in it. Therefore, he is the one who will be the new Chief Executive Officer!”

* If you plant honesty, you will reap trust
* If you plant goodness, you will reap friends
* If you plant humility, you will reap greatness
* If you plant perseverance, you will reap contentment
* If you plant consideration, you will reap perspective
* If you plant hard work, you will reap success
* If you plant forgiveness, you will reap reconciliation

So, be careful what you plant now; it will determine what you will reap later.

Think about this for a minute….

Make Money Doing Something You Love

If you need to create a legitimate stream of income and can't seem to find a job, you may want to try something new. There are more ways to bring in cash than to work for minimum wage at the nearest grocery store. In the article below you'll see what a few college graduates did. And, if what they did is more than you can handle (or if you can't raise the $100,000 needed) then take a free look at my industry.                                                                      Either way, you've got to do something.

 

Motivation and necessity drive new entrepreneurs BY EILEEN SMITH

Eric Heinbockel graduated from Columbia University in 2008, poised for a career in finance.

His lesson in economics was only beginning. Heinbockel couldn't find a job.

"I had interviews on the days Bear Stearns and Lehman Bros. went under," he recalls. "Nobody got hired in finance on those days."

Heinbockel's sweet dreams of an office on Wall Street melted like chocolate in a hot car.

So he decided to create his own job making custom candy bars.

"We are seeing a lot more entrepreneurs who are looking to start businesses either because they are unemployed or underemployed," says Gary Rago, director of the NJ Small Business Development Center at Rutgers University-Camden.

The center helps about 600 people start and grow companies each year. Alumni include Heinbockel, who launched his businessChocomize with college chums Nick LaCava and Fabian Kaempfer.

The Ivy Leaguers enrolled in a class on writing a business plan taught by Bob Palumbo, a principal at Stokes Creative Group in Vincentown and a Rutgers business counselor.

"What struck me was they already had a good business plan," Palumbo recalls. "They were clearly serious about starting a business and had done their homework."

Because they had no collateral, the partners turned to relatives rather than banks, borrowing $100,000 to buy molds and machinery, the bulk of it from Heinbockel's grandparents.

With no spouses, kids or mortgages, the trio -- all 23 -- figured they were ideally positioned to take a risk. To keep expenses down, they moved into the basement of Heinbockel's parents' house in Cherry Hill.

"That cliche of the college kid who can't find a job and lives in Mom and Dad's basement isn't really a cliche," he says.

"On your own'

Older workers also are creating their own jobs, Rago says. In addition to longtime business relationships, older entrepreneurs often capitalize on severance packages or equity in their homes.

"It is not unusual for someone who is 50 or above to come up with a great idea of their own, especially if they have been laid off several times, were making a good living and are having trouble finding another position at that income level," he says.

A great idea for any age is Network Marketing if, and only if, you are working with the right company. Explore the options. Give me a call. Gidget Giardino 954-873-3191

Success

Success is neither magical nor mysterious. Success is the natural consequence of consistently applying basic fundamentals. ~ Jim Rohn

Do You HAVE To Have It?

Recently, I moved for the first time in my life. It was an ordeal for me because I am almost 40 and had acquired quite a bit of "stuff." This article by Randy Gage was interesting for me. While packing my life into boxes, I thought I had to get rid of some of the things I treasured. You know, out with the old and in with the new. As it turned out, Mark talked me out of tossing away some of those things. After reading Randy's article I now know that I am worthy of keeping (and acquiring) all the "stuff" that makes me happy.   

How Much is Enough?

by Randy Gage

God I hate that question!  Because I believe that 99 percent of the time you here it, it’s uttered by someone programmed with a mind virus of lack.  But if approached the right way, the question can take you to an important lesson about living a life of happiness and meaning…  

Because the ideal place it can take you is learning how to celebrate money and material things instead of worshiping them.  How to own them, instead of them owning you.

I remember doing a seminar with Randy Schroeder a couple years ago and he related the story of his life a few years back.  He shared that he had a garage with a Mercedes, Ferrari, Lambo, and a few Porsches, but still wanted more.

So naturally I raised my hand and asked, “What’s your point?”

While it’s fun to have fun with the subject, being a guy who has always thought more is better, it’s not always so.  I don’t like to set limitations on myself, and I want to view the world through the biggest prosperity window I can.  But the important thing is to never lose sight of where the true joy comes from.

Limitations are bad.  Boundaries are good.

I’ve spent a lot of time trying to figure out how many bays I need in the garage of my next dream home.  And came to understand that if I owned my 100 favorite rides, I would still get a tinge of desire when I saw number 101 roar by.   So then I have to think really about when is enough, enough.

If I have 100 cars parked downstairs, can I really appreciate and enjoy each one, or do I take some for granted?

Truth is I drive my newest Viper more now than my last one, and the new Challenger more than the one that’s four months older.   So do I trade them in for different models, downsize the fleet, or buy another 15?

It’s about finding the sweet spot where your possessions bring you more joy than work.  (If you haven’t seen it, watch my video on Materialism or Minimalism here.)

I just had an amazing week in Hawaii.  But would I have appreciated it as much if I didn’t grow up in the frozen tundra of Wisconsin?

For Christmas I brought two very different presents.  One was a $200,000 car for myself; one was a $200 bouncy house for a very special four-year-old girl that recently came into my life.   So which do you think brought me more joy?

But here’s the danger asking that question can bring you…

Falling into the either or category.  Because the fact is I bought both, and they both give me joy.  And the fact is, you too can support your church and ski Vail.  You can help the homeless and wear Armani.  You can adopt a stray kitten and spend $250,000 on a painting for your dining room.

But that means three things…

It means you accept that you are worthy.  That you view the world through a bigger window.  And don’t let things consume you, but rather understand what level they bring joy to your life.

So how you doing on all this?  Have you found the balance where it works best for you yet?  Any other thoughts you’d add?

-RG

Lighting The Way by Gidget Giardino

Light houses have enjoyed an almost three hundred year era of guiding ships safely along their seafaring voyages. Every lighthouse had a keeper whose responsiblity it was to keep the fiery light of the beacon burning bright. The houses were built along shipping lanes as well as other heavily-traveled areas of the oceans and the seas. Their sole purpose was to assist the captains and the crewman of passing ships to aid them in figuring out their locations. The lighthouses also helped to warn the ships' crews of impending dangers such as coral reefs, etc.

For hundreds of years, lighthouses have provided guidance and direction - a point of light in a time of need, a beacon of help and hope. 

There will come a time in your life when you will be searching for something more for yourself and your family. When you find yourself there, it is my hope you will look to me. My beaming support shines brightly on everyone I meet. Let me light the path to your success. 

Change Can Be Good - If You Let It by Gidget Giardino

Ever thought you'd just wish things were like they used to be? Here are some great tips for dealing with change. Change can be good. 

By Marsha Egan

Almost every day, I hear someone remark how fast the world is changing - and it's true. It's almost unrecognizable from our parents' days, and even from the world we grew up in.

We live in a world far more touched by a constant state of change than any generation which has gone before us. Global communication and sharing of ideas combined with ever-increasing technology has given us a world that moves incredibly fast. Add to that the increasing world population, increased global competition and the pressure we all have on profits, and we have a world with its foot stuck firmly on the gas pedal!

Mind you, it's almost certain that the current break-neck speed at which our world turns is the slowest rate of change we'll ever have; things can only speed up even further from here - pretty scary, isn't it?

Just to reinforce this, the compounding reality is that there's nothing any of us can do to slow the rate of change - whether we like it or not, the roller coaster is here to stay!

The more change we have to deal with, the greater is the potential for us to feel stressed out. People are, by their very nature, resistant to change. We have our routines and our idiosyncrasies, and we hate to be taken outside our 'comfort zones'. How many times have you heard a colleague say 'well, we've always done it that way', or refer to how something worked 'last time'? When we have to mix things up a little, people get uncomfortable, so it's understandable that this can create stress.

Even changes that improve people's lives can create stress. For example, when someone gets a promotion and has to move to a new city, they not only have to deal with all of the changes to their new responsibilities at work, with a new boss, new relationships and new knowledge; their family must also deal with the changes involved in moving to a new neighborhood -- new schools, new neighbors, new places to shop, new doctor, the list can be endless. While the overall result is a positive change, all these things almost certainly add pressure to a person's home and professional life.

Given the fact that we can't slow the rate of change down, what CAN we do?

The answer lies in our own ability to change from within - the way we handle or react to change. If you can't change what we don't like, there are only two things you can do. You can elect not to be part of the thing you don't like (which in this case simply isn't going to work!), or you change your attitude towards it.

Here are some ideas for how you might accomplish this:

- Find the benefits of the changes you are experiencing. Think of ways you can use those changes to make your life easier. Try to avoid fighting the change, and find ways to make it work for you. It's much easier to 'go with the flow'!

- Focus on learning to work with the change. The more you focus on 'getting a handle on it', the faster it'll be second-nature.

- Think things through. When confronted with change, look at it as if it's a chess game, when you need to think through the several moves in advance rather than just one. A lot of the time we create a stressful situation by making a judgement call without considering what the consequences will be.

- Keep open mind, and a positive attitude. Finding fault with a new idea or dismissing it is easy, but the better our attitude to it, the less of a chore it will be. As an added bonus, staying positive will have a positive effect on your career and relationships - no-one wants to be around a negative person!

- Recognize that change can be stressful. Accept that fact and give yourself permission to feel uncomfortable at the beginning.

- Helping those around you get used to the change will give you a better understanding of the change itself, will minimize the stressful side of it, as well as impacting well on your relationships.

"I am the master of my fate; I am the captain of my soul." is a quote from the classic poem 'Invictus', although most people remember it more as a line from the film 'Casablanca'. Take ownership of your own attitude. You'll only feel stressed if you allow stress into your life. By controlling your attitude, and your emotional responses, you will give yourself the best chance of getting the most out of change, and minimizing your stres's levels.

Sure, change can hurt. But it is here to stay. The people and organizations who seek out the positives and embrace change will be the ones who see the most benefit from it. Will you be one of them?

About The Author Marsha Egan, CPCU, PCC is CEO of The Egan Group, Inc., a Reading, PA based professional coaching firm. She is a certified workplace productivity coach and professional speaker, specializing in leadership development

Dream Grand Dreams Only by Gidget Giardino

 Pay attention to your dreams; the ones you are conscious of and the ones you aren't conscious of.  If it is true that we are what we think about most, we had better start paying very close attention, and, only let in what our hearts truly desire. 




by Daniel Wood

If you are interested in personal development you have probably heard Brian Tracy’s words, “You are what you think about most of the time”. 

It is true, by thinking about something enough you push it into your subconscious, your mental computer that works 24 hours a day.

Dreams are your window to the mental computer
When you dream your conscious turns off, giving you a view of what is going on in your subconscious. 

You most important work will be done when you sleep. Your mind will be working without your conscious getting in the way, it will be solving problems you don’t even know you have and present your with solutions you didn’t realise your needed.


What you think becomes what you dream
Your dreams mirror your thoughts. It is your subconscious.
By pushing a message into your subconscious it will be a part of your dreams. But to get something into your subconscious takes effort. You need to think about it constantly, write it down, visualize it, repeat it to yourself and almost become obsessed by it.

You are what you dream
Once you have pushed your thoughts into your subconscious you will start dreaming about solutions.
You will then start to see changes in the world around you and before long you will become what you have dreamed about.
In shorter time then you can imagine you can do extra ordinary things.

If you have read “Think and Grow Rich” By Napoleon Hill, he shares this advice in his book and shows examples of how some of the most successful men and women have changed their lives and gone from rags to riches in just a short matter of time.

Change your mental programming
Most of us have a knack for dwelling on the negative, the danger of this is that you will be pushing this into your subconscious, making your mental computer work on solutions to give you even more greif.
If you are to succeed you have to change your mental programming, you have to become a more positive person, focusing on the good and on solutions.
This can be done in mainly 2 ways.

Affirmations
Keep repeating positive messages to yourself throughout the day, for example a cure for low self-esteem is to repeat over and over again hundreds of time a day “I like myself, I like myself”. A solution for low work moral is “I love my work”. If you want to rekindle the romance in a relationship it can be enough to repeat to yourself day in and day out “I love my wife/partner”.

 This will push it into your subconscious and your will start finding solutions to make it reality.

Goal Setting
The other way is by clearly stating your goals in writing. When you have your goals in writing it becomes easier to dwell upon them. You can spend time reading them every day. You can write down plans, think about ideas and so on. 

All this will push your goals deaper into your subconscious and help you speed up your success.

Conclusion
Getting your subconscious working on your goals will bring you closer to success because your subconscious works on solutions 24 hours/day every day.

It will present you with new ideas, insights and plans. 
Remember that the most important thing is that you act on these ideas and insights, because no plan ever mattered that wasn’t put into action.

Why Be Mean? by Gidget Giardino

In the book The Four Agreements, it clearly states (in massive repetition) to be impeccable with your word. Meaning, when you speak with others you need to be honest without being unkind. When you make negative or nasty comments to someone else it imprints them with bad feelings about themselves, and maybe even you. 


If you think about it, in most cases, you really have no reason to say negative or unkind words. The bad thoughts running through your mind are more about you than they are about the person you are with. Realize this is what is happening and only focus on the positive. 


You choose how you feel. 
Choose to be HAPPY, 
choose to be POSITIVE, 
choose to be GREAT.

Learn From The Giraffes How To Do Network Marketing by Gidget Giardino

 Standing the tallest of all, giraffes see obstacles and opportunities while they are still far off. They are so peacefully hard-working we sometimes forget how powerful they are, how swiftly they can move.


Humans can learn a lot from this magnificent creature. We don't have to be the tallest, but we do have to open our eyes and, more importantly, our minds to the opportunities which may in turn destroy the obstacles in our life. 



It is entirely possible to be peacefully hard-working. In most cases, the chaos is not created by others but by our own minds working overtime. We, as humans, tend to complicate even the simplest tasks.  


Take Network Marketing, the idea is a simple one. You build a business of referring others to a particular product. The more people you refer the more profits you earn. Not exactly rocket science. So, why is it then that most people who join a Network Marketing company don't turn a huge profit? It's because they over-complicate the simple task of referring. 


Think about it this way. If you went to a new restaurant in town that just opened and had a delicious meal with great service, you  would not think twice about telling your friends and family about your wonderful experience, right? Well, if you want to succeed in Network Marketing just be honest about your experience and share it with others. 

A Wonderful Thing by Gidget Giardino

Isn't it a wonderful thing that we're all different? Each of us has strengths and skills to share. And when we link our individual strengths together, we're invincible.

Because of the truly special and spectacular people in my life, I am blessed beyond anything I could ever wish for. All of my successes in life were made possible by the loving, caring relationships that were built. A person is never successful alone. It takes the help of those around us. 

Today, take a moment to recognize your successes, and give thanks to those who stood by you, gave a helping hand, whispered words of encouragement, or just simply believed in you. Thank them for being part of your success.

Get On Your Way

One of my favorite authors of all time, Jack Canfield, wrote this article.  His easy to read and understand way of writing make him one of the most successful coaches. I hope you enjoy it as much as I did.

Get On Your Way by Jack Canfield

Starting toward your goals is up to you. No one can hold your hand and take you to your goal safely. No one can take every step with you and make sure you do not have any struggles. You must take responsibility for what you want and you must begin.

Beginning need not be scary. It is as simple as making a few decisions. Will you decide what you want for yourself? You do not have to decide how it will all come about; you only need to decide what it is you want for your life. How do you want to be living? You must also decide what your first step will be. Will it be signing up for more education or training? Will it be making a list of people to talk to? Will it be getting a new job, or even a second part-time job in the field you want to be in?

Come up with the first action you will take and take it! Just jump in and figure out each step to take next. Once you start, keep your eyes and ears open to the possibilities. Energy in motion stays in motion. Just keep taking steps. Learn as you go. Find out what you can do right now and do it. If you need to learn how to do the next thing before you can do it, then the next step is to learn it!

Be willing to ask questions and be rejected and feel your fears. Allow yourself to be human just like everyone else. Ask for help from people who can help you. Learn how others are doing it and practice what they do. The main thing is to begin.

When you begin, you set the cycle of cause and effect into play. You cannot possibly know all that will come about as you set off for your desired lifestyle. But as you take your steps, there are things happening behind the scenes, and opportunities will unfold before you when you are ready for them. Your horizon will shift into focus as you approach your goals and then change into another distant prize for you to keep marching toward. You cannot see all that can be yours from just one viewpoint.

Acknowledge your present state of happiness even if your life isn’t all that you hope it will be. Just be grateful now and keep our sights set on being grateful. Open yourself to accept new beliefs about yourself and what you can accomplish, and you will find yourself accomplishing them. Be grateful then, too. Because as you grow and develop yourself you will always be creating new goals to improve your life; it is important not to wait for that “perfect” life before you are grateful to be living.

Keep yourself inspired and motivated. Get a mentor or personal coach, a group to be accountable to, an audio program and books to keep your internal fire lit. Surround yourself with positive energy, especially from within, and make the changes you need to in your life.

Visualize your success every day. Pay attention to your habits. Decide every day to take more steps toward improvement. Make your life a wonderful adventure that you are fully engaged in!

Plan Your Future by Gidget Giardino

Planning your future

is not about just you. It's about your family, your loved ones. Making certain that what you've worked hard to provide does exactly what you intend it to do.

You've all heard the saying, Plan Your Work And Work Your Plan, right?

This is why you must make a plan to take you from where you are now to where you want to be. Your plan should include what you are willing to do on a consistent basis in order to get you from point A to point B, and so on until you have reached your destination.

For instance, if you want to have all your debts paid in full and have $10,000 in savings by the end of 2015 then you need to write out your plan on paper. Figure out what form of work you can do that will provide the necessary income needed. (I chose Network Marketing because of the simple, easy to follow system and the access to knowledgeable coaches who were more than willing to help me get my goals accomplished.) Decide how many hours a week you are able and willing to give in order to reach your goal of all debts paid and $10,000 in the bank. Then, on a consistent basis, follow your plan and don't stop until you have reached your goal or surpassed it.

It's not as complicated as you might think to make 2011 your best year ever. Particularly when people like me are willing to work with you to create your plan and then tackle it step by step. My help is free, as in zilch, zero, nothing, nada. So, why not take advantage and make a positive difference in your life and your families? Drop me an e-mail. Gidget.Giardino@gmail.com

The Winds Of Change by Gidget Giardino

Each fall, monarch butterflies in Maine begin an unbelievable journey to a hilltop in Mexico. How do they do it? They focus on the goal, not the difficulties. Each day they take their bearings and set off, allowing their instincts and desire to steer them. They accept what comes: some winds blow them off course, others speed them along. They keep flying until, one day, they arrive. It is their determination that allows them to accomplish their goal.

Believe And Achieve.

Your determination makes the difference.  

Looking For a Way To Make Money? by Gidget Giardino

After a long break, I am finally back.

Over the past month I've been busy coming to the rescue of various people and have worn many hats in doing so. I won't bore you with the details, but I will say this... It's been a really long time since I've had a 5 year old in the house to care for. :)

Now, it is time to get back to business. Business for me is like having lots of friends in lots of different places because I work from home and the people I work with are all over the globe. Every day I get in touch with people who want or need to improve their life. That is where I come in.

Since the recession most people have expressed major interest in making money. Some need to work from home because they've lost their job and can't seem to find another one anywhere else. Several are looking at their retirement options and have realized they don't have any. Others just need a little extra to stash away in case something unexpected pops up.

If building a business from home is something you've thought about it makes perfect sense to get the facts from people who are actually doing it. Don't ask your neighbor who retired from some corporate job ten years ago. Don't ask the friend who is constantly broke or the friend who does nothing but complain.

Ask someone who will be straight about the facts, give all the details, and help you with what YOU need. ASK ME.